iPay is made for people who live and move across countries and currencies.
One place.
All you need
One account for life abroad. Add money your way and send it anywhere in the world
Trusted, Secure, Worldwide
Accounts are provided through licensed partners in the EEA, client funds are safeguarded, and every transfer is confirmed with two-factor authentication — verify each license yourself on the public register.
- 180+
- countries you can send money to
- 50K+
- customers worldwide
- 3 min
- to open your account
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GDPR Compliant
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2FA
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KYC / AML
Banking
Banking without branches or queues
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Your own IBAN in minutes
A personal account as soon as you sign up and pass verification. Receive your salary, transfers and payments in euro.
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Instant transfers, 24/7
Free and instant to other IPAY users, plus SEPA transfers with no hidden fees.
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Full control and security
Real-time notifications on every transaction, flexible limits and two-factor authentication.
Wallet
Hold, exchange and spend — in one place
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No hidden pricing
See the rate and the fee before you confirm, not after. Your balance, live in your currency.
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Everything in one wallet
EUR, USD side by side, with your total balance shown in your currency.
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Money moves instantly
Exchange between currencies, and send to any account in seconds.
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Security at every step
Multiple layers of protection — from login to transaction confirmation. Get a notification for every movement in your wallet.
Why choose iPay
Built to do more than a regular bank
You can set up in minutes and manage everything from your phone.
You always see the exact cost before you confirm.
We keep improving iPay by listening to our customers.
Warm, human support is there whenever you need it.
Regulated European partners keep your funds and data protected.
You can send up to €5,000 a day and €100,000 a month.
Open your
iPay account
Don’t put financial freedom on hold. Open your account now.
Community
Join the trusted iPay community
We’re just at the start of the journey, and every new member matters. Join others who’ve already chosen transparency and safety.
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Free transfers between members
Send money to anyone on iPay instantly, with zero fees.
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Referral system
Invite friends and earn up to 0,3% of their transaction volume, in real time
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Rewards program is coming
Bonuses for being an active member, on the way
Made for how you live and earn
A reliable, borderless money tool - hold, exchange and send money abroad, with no FX surprises.